One Finance & Investment Ltd 

Apps , Banking & Finance

7.42 Mb

Download from Maliyo and gain points

"Paylater® is a simple, entirely online loan platform that provides short-term loans to help cover unexpected expenses or urgent cash needs. You can apply for a Paylater loan 24 hours a day, 7 days a week with our quick loan application process that lets you know your status within minutes. Currently only available in Nigeria. ---------------------------------------------------------------------------- INTRODUCING PAYLATER VERSION 2 ---------------------------------------------------------------------------- CLEANER, COMPLETELY RE-DESIGNED APP The app is now even easier to use and navigate through  -  this ensures that you have more information available at your fingertips, are able to apply for a loan much quicker, and it all just looks better too. REFERRALS By very popular demand, we have introduced a referral system! Now you can earn points in the app for telling anyone about our service. IN-APP CHAT / CUSTOMER SUPPORT Now you can talk to us regarding any issues, complaints or even praise — anytime and anywhere you feel like, all from the comfort of your app. EARN POINTS Actions on Paylater will attract points within the app — positive actions such as on-time repayments increase your points, while negative actions (for example, a late repayment) cause decreases, so please... LOYALTY BADGES When you have earned enough points at each level, you’re moved a step up — this is indicated by the badge assigned to you. Your loyalty badge determines how much you can access, your interest rates, and even your loan repayment period. HIGHER AMOUNTS Hurray! We have further increased the maximum available amount for Paylater loans to N100,000. This can be reached by consistent on-time repayment of loans, and also by earning enough points to reach the badge level required to unlock it. REDUCED INTEREST RATES Depending on your points level, you can now access Paylater loans at reduced interests rates of 4  - 10%* *fees may apply until you reach Gold level. LONGER REPAYMENT PERIODS To help you more conveniently service repayments, we’ve increased loan repayment tenures on amounts over N20,000 to as long as 90 days, so you can take your time and easily settle your loans. And finally… INTRODUCING PAYLATER PLUS Quick loans for salary earners. If you are currently in paid employment, you may be eligible for a Paylater Plus loan of up to N500,000. Supporting documents required."